I again asked to double my credit line (from $7,500 to $15,000). Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. Different then I'm used to though. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. I currently only have one line of credit open and that’s my Goldman Sachs Apple Card, which comes with a limit of $1500. You can easily get a credit card that offers at least 2% back. This makes me consider getting the propel instead. I was planning to get chase in the future, but now I’m all in with Wells Fargo trifecta! Also do you have a banking relationship with any bank? Monthly fee is avoided with 10 $0.50 amazon gift card reloads. After watching Netflix's Dirty Money, f**k Wells Fargo! save. The Wells Fargo … Now cashback wise I’m still happy with the 4% on gas, 3% on dining/travel, and 2% back at Costco but it would take years for the 1% extra on gas and 2% at Costco to add up to $300. Credit card issuers want to see a strong credit history, steady income, and low … Only ended the conversation with it, Oh yeah, my fico scores are all in the 750's or higher, I had business propel when they launch about 10 years ago , my limit was $25k. Log in or sign up to leave a comment Log In Sign Up. Questioning your reason for banking with WF. I spent about $500k total before WF closed my card. You can use a premade design or upload your own custom work. I'm 27 and only have had credit for 1 year and 5 months. When I explained my income and they finally understood the decline changed to me having too much credit (all credit cards combined) extended to me. I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. Then she ended by saying it was a hard decline. Why We Like It. Wells Fargo Propel Card Review. This no-annual-fee beauty … So I’m 22 years of age, and a university student with a FICO 8 score of 770 on Experian. 1 point on everything else. Wells Fargo Propel Card is the BEST FREE Metal Credit Card in 2019!All the perks of a prestigious monthly fee card for FREE! share. You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo ATM. Only thing is they'd probably have to pull my credit a 3rd time to verify, and 1 is all I was willing to give for that card. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Just got approved for the Wells Fargo Propel American Express Credit Card! i’ve had this card since August of last year, and I love it! I wonder if moving some money from chase (they offer almost instantaneous transfers to other accounts) and asking for a credit limit decrease from amex (1 card has a credit limit that is dangerously close to triggering an automatic financial review anyways) would get them to budge. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. By using our Services or clicking I agree, you agree to our use of cookies. Oh well 1 more call we'll see what happens. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum in the process. Beginning of popup Notice. By using our Services or clicking I agree, you agree to our use of cookies. Password. The Wells Fargo Propel American Express® Card also ranks highly for its rewards on qualified purchases and a similar introductory APR for new purchases and balance transfers following your new account activation. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. I then received a call from Wells Fargo asking … … I saw a sign up bonus I could take advantage of. I think the card pairs well with the Amex Blue Cash Everyday Card (3% on groceries) and US Bank Cash + Card (5% on 2 categories of your choice and 2% on the 3rd category of your choice). Even making payments is handled differently than my other cards as I like to make small payments, often. As to why I bothered applying for another wells fargo card? Thank you! As soon as the call ended I got hit with ahard inquiry on my Transunion credit report that I did not authorize, and was not asked about. $0 annual fees. Wells Fargo Propel American Express® card: Uber Visa Card: Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Sorry just wanna keep it simple. I've been thinking about this card for a while now and pulled the trigger last night. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. The Propel card gives you 3 points per dollar on dining (bars/restaurant/fast food/food delivery), travel (Uber/gas/lyft and transit, commuting (subway tickets/parking/ferries/tolls), and select streaming services (Hulu, Netflix, Apple Music). The newest no-annual-fee metal credit card is the Wells Fargo Propel American Express® card, and like the Reserve, the Propel aims squarely at a millennial audience with a 3-point bonus on dining, travel, transit and popular streaming services. The minimum credit limit is $1,500, so that is not bad at all! FYI your Amex Everyday gets 2x on groceries. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. I went though and propel seemed like the best card for me considering the cards I already have. I also heard that they will do automatic credit limit increases, so you would not have to worry about that like with some other credit cards. hide. Enter your username and password to securely view and manage your Wells Fargo accounts online. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side … After working for Wells Fargo, fuck Wells Fargo! How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Yes I am. Best card on … The Wells Fargo Propel card is a great rewards credit card for people who like to eat out, order in, pump it up and travel all around. Propel is nothing special. Big welcome bonus. Close. The only other no-annual-fee metal credit cards that are widely available – the Wells Fargo Propel American Express® card and the Amazon Prime Rewards Visa Signature card (which requires a $119 Prime subscription) – charge more fees. Cash redemption options by phone or online are redeemable in $25 increments only. Eligibility In order to receive 24-Hour Roadside Assistance Service, You must be a "Covered Person" as a valid Cardholder or Authorized User. Wanted to share my credit experience to date and my dismay at my first disapproval. The reward system can kind of be mediocre but you can literally have them send you a check for cash if you don't like the rewards. $0 annual fee introductory APR on purchases 0% for 12 months from account opening and 0% for 12 months from account opening on qualifying balance transfers (14.49% to 24.99% (Variable) thereafter) Earn 3X points on eating out, ordering in and … You're asking them to review your application again and in some cases they take a fresh credit pull. Sorry. ... help Reddit App Reddit coins Reddit premium Reddit … Plenty of other very similar and/or better cards out there. Wells Fargo Propel Card Review. how are you getting the extra 50%? level 1. First I was told I was declined because the majority of my income is from grants from school. 10 comments. I had to call in once to verify income, then got declined before the income they "verified" somehow said all of my income was from grants. Now a days I keep a small amount in it in case I need to use an atm, and don't have to worry too much if Ioose it/it is stolen. I would highly recommend this card to anyone, but especially to younger people. It's not impossible to get a denial overturned but it certainly isn't common. Congratulations! Most banks won't do it, but it doesn't mean they can't. Wells Fargo Bank N.A. With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. report. Those two are the next cards I plan to get (3 months - a year from now due to having a younger length of credit history). Yeah I might actually go for the new amex green now. In general, you’ll need … Save Username Checking … The Everyday Preferred ($95 AF) gets 3x. save. Uber vs Wells Fargo Propel. Sort by. Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. It is important to pay them in full and on time. 2. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? Good to Excellent Credit Typically Required. hide. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). I really like that math. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Very good description of the card, have a few suggestions for card pairings if your interested. I screenshot everything and went back to make sure I didn't mess that up. I have the Wells Fargo Propel card and honestly I've got nothing but praises. Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM, are redeemable in $20 increments only. 23 comments. I can redeem them for travel, cash back or gift cards. Check out everything this card has to offer in our review. Highlights. Yeah WF is a pain to deal with unless you get instant approval. Cookies help us deliver our Services. Unfortunately my first credit card is through them, so I stick with them for the sake of my aaoa. Experian was the only bureau that they did a hard pull on (No hard … (Do you bank with WF, what other cards do you have, etc.?) Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. Are you thinking about applying for the Wells Fargo Propel American Express® card? 5. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. If you are straight you will not have a problem matching whatever it is that makes you want Propel. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. The minimum recommended credit score for this credit card is 700. That’s a really good return for no annual fee cards! Not much more too it, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Idk, people shit on wf all the time, but up until today I had never had any reason to complain about them. That lead to them saying my checkings account funds weren't good enough, to which I told them all of my money was in another banks savings accounts, of course I don't have all of my money in their checking account. Press J to jump to the feed. The initial app pulled by experian report. The card details on this page have not been reviewed or provided by the card issuer. As if the Wells Fargo metal card feature isn’t enough, you can also add your own card design. I screenshot everything and went back to make sure I didn't mess that up. You already have the Wells Fargo Visa Signature card . Posted by 1 year ago. Press J to jump to the feed. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. I was thinking of getting the buck Uber card, but I keep hearing that the Barclays customer service is trash. Wells Fargo Propel is a metal card with no annual fee. Utilization has never gone above 30% and payments are made almost immediately after the card is used. Our Rating: 4 Out of 5 Stars. Press question mark to learn the rest of the keyboard shortcuts. That's false, it's probably closer to 5%. If the Wells Fargo Propel card is one of the first few cards you open, it could limit which Chase cards you’re eligible for. Rewards: Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, … top (suggested) level 1. WF said this exact exact word “it’s illegal to make more than 1 payment per month” ...... total B$$. I currently have 4 cards propel, cash wise, signature (WF trifecta) and blue cash preferred for groceries. Have you considered student cards? Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. How is the bank managing this card? I plan to get a retention offer on the $95 annual fee or I will downgrade to the venture one card. Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. Earn $100 in Uber Cash after spending $500 on purchases in the first 90 days from account opening. Press J to jump to the feed. Do they gain MR points? Wells Fargo Propel Recon. Archived. I’m currently rocking the WF trifecta which makes the propel way better. Experian was the only bureau that they did a hard pull on (No hard pull reported on credit karma). Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. A quick call today … The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. This is a free way to make your credit card unique. I would just let it go to be honest. I let them know I pay it all off before my statement, and my payment history should show that I do use my credit. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. It's not mentioned very often because Wells Fargo doesn't have a referral program so bloggers never talk about it, and getting approved can be tricky if you don't have an existing relationship with them. As far as Wells Fargo and recon, generally, they aren't known for great results. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. ATM transactions, cash advances of any k… Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. Most credit card offers require very good credit. The Wells Fargo Propel AmEx card is great for those with good credit scores (think low 700s or above), and a bad pick for those who habitually sign … Enter your username and password to securely view and manage your Wells Fargo accounts online. Press question mark to learn the rest of the keyboard shortcuts ... it has a metal core that is sandwiched between plastic. For that reason, I don’t recommend applying for this card if you’re under the Chase 5/24 or trying to get under it. Card Advice. The Wells Fargo Propel American Express® card is one of a very select few credit cards that offers cellphone theft and damage protection as a benefit. Maybe later on I might reconsider! report. Growing up into an adult always paid my bills in full and didn't care for credit as I like … Getting approved for a credit card requires a little planning. Card Advice. I don’t think that it’s a requirement to be a member of their bank to get the card like with other banks, but I would give them a call and double check. I found the rewards on the Propel comparable to the AMEX Green Card. Our Rating: 4 Out of 5 Stars. 75% Upvoted. Card Advice. And, the Wells Fargo Propel card comes with an introductory 0% APR offer on purchases and transfers that can save you a bundle on interest. When you call and ask for a reconsideration, you are always running the risk of another hard credit pull. I recently got the Costco Citi card and a couple weeks later I saw the Wells Fargo Propel; after seeing the $300 sign up bonus on the Wells Fargo propel card, I had some buyers remorse. Help. Opens in a new window..←back to content Return to Footnote 4. That’s at least $210 in rewards. Plus, the cell phone credit is super cool! You could also add the WF Business Platinum to that list for a 50,000 point bonus. I checked Credit Karma and I have no hard pull on my Transunion/Equifax. I told them I've had a checkings account with them for 6 years, and a credit card with them for 3. The Wells Fargo Propel American Express® card is the newest member of the Wells Fargo credit card family. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. It is important to pay them in full and on time. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a credit card. I don’t mind because I have been using reddit and other people for guidance as well. You earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months of account … I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. Then I was told I had too much credit available which okay sure, but they were unwilling move any of my existing … The card details on this page have not been reviewed or provided by the card issuer. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. For your security, we do not recommend using this feature on a shared device. The Wells Fargo Propel American Express® Card breaks the cycle, ... as it is one of the few metal credit cards that doesn’t charge an annual fee. Wanted to share my credit experience to date and my dismay at my first disapproval. I did one other recon about 2 years ago and the person I spoke with approved it themselves, edit: response was that no knew information was submitted, so none of what I did made the slightest difference or CSR didn't actually write anything down. should have about 100000 by the end of the first year with the card. I second the suggestion to pair the Propel with their Visa Signature for the 50% bonus when redeeming for flights. Wells Fargo. I got the venture card as well last August, I used the global entry credit, and got the sign up bonus. Card Advice. 1 month ago. They also charge significantly higher APRs. Anyone have any luck? At a certain point, this argument gets tiresome, IMO. Wells Fargo Propel Pending Application. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). share. Credit Score Needed for Wells Fargo Propel. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!) offers these services and benefits through AXA Assistance USA, Inc. I then unlocked my EQ and the CSR pushed the app to underwriting. I'm past the student card point though. Hey, do you mind me asking what your file looks like? Close. Wells Fargo Propel American Express® Card It’s rare to find a credit without an annual fee that offers such high rewards in so many categories. She didn't start with that though. Might be an obvious question... Purely a WF-issued card. The points are valued at 1 cent per point (common). Cookies help us deliver our Services. That's false, it's probably closer to 5%. Well I called again, and this CSR actually wrote down what I said about reallocating my credit with them and resubmitted it to underwritting, so we'll see what happens I guess. Getting approved for a credit card requires a little planning. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. That lead to the csr telling me I should use 30% of my credit minimum. It's the second biggest "trope" of this sub outside of the CSR being auto-recommended for anyone asking for card advice. Wells fargo was my first checkings account from about 6 years back. Really? Hey thanks for taking the time out to offer advice. The representative asked for my annual income, my monthly mortgage payment and my desired credit limit. First I was told I was declined because the majority of my income is from grants from school. There are a lot of reasons to seriously consider Wells Fargo Propel. Wells Fargo Propel Card is the BEST FREE Metal Credit Card in 2019!All the perks of a prestigious monthly fee card for FREE! Press question mark to learn the rest of the keyboard shortcuts. After that, a 14.49% to 24.99% (variable) APR applies. So I offered to reallocate some of my existing wells fargo credit line to get the card (which is in the terms and conditions as something they have the right to do without consulting you) and the csr told me if they did that my existing card would be below the minimum credit line possible, which is a lie because taking the "minimum" amount out for the propel would leave me with a credit limit higher then my initial credit limit on that card 3 years ago. Wells Fargo Propel App Pending So i applied like 2 hours ago and called the 800 number to check the status and it said declined due to my report being frozen. This thread is archived … Are you aware of the massive levels of fraud WF committed that resulted in hundreds of millions of dollars in settlement payouts from the lawsuits? Then I went back to the current credit I have across all my lines of credit and was first again told I had too much, and then told I didn't use it enough. I would HUCA one more time then just move on. But the Propel has no annual fee and missing some Amex perks. When I mentioned I had a wf card to get limit from they told me I didn't have enough history with them. Posted by 1 month ago. AmEx used for network interchange, but not issued by, It doesn’t, but it is still a very good no fee card. Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. 10 votes, 18 comments. Is there any truth to this? After that, a 14.49% to 24.99% (variable) APR applies. How is this card? not familiar. Anyways she kept changing her reason for my decline until finally she just said it was a hard decline and that I couldn't do anything. Username. Most credit card offers require very good credit. Please ask questions and contribute to the knowledge surrounding credit cards. May be easier to get a card from them. Card Advice . A subreddit for discussing any aspect of credit cards. A subreddit for discussing any aspect of credit cards. I'm 27 and only have had credit for 1 year and 5 months. Click here to sign on to your Wells Fargo account(s). The Propel World is a great card for churning. Wells Fargo Propel Approval! Are you a student? The card is great, it's why I applied for it, it's just the csr constantly moving the goal post that annoyed me during my recon. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). I still like the Blue Cash Everyday(3%) and US Bank Cash + card of course too (5%). End of popup. With the chase trifecta I’d have to pay a hefty annual fee that was worth it before they ruined the card by modifying the perks and increasing the annual fee. My Experian score was 740. I was not approved immediately which seems to be common for non wells fargo customers. Please ask questions and contribute to the knowledge surrounding credit cards. … I put very min spend on my credit card so they won't shut it down for inactivity. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 … I picked it up in May to get that 50000 point bonus and have so far earned 70000 points. I have been with Wells Fargo for the past 5 years. 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months You would never want to do business with people that are hard to deal with. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. Along with more features. 2. The Wells Fargo Propel card is made of encapsulated metal, according to a company press release. Then I was told I had too much credit available which okay sure, but they were unwilling move any of my existing wf card limit to the new card. 75% Upvoted. Uber vs Wells Fargo Propel. , etc.? fresh credit pull WF is a pain to deal with unless you get instant approval,. Bonus rewards points will show as redeemable within 1-2 billing periods after are! Card is through them, so i stick with them wells fargo propel metal reddit the Wells Fargo Propel card has to advice! Pay them in full and on time income is from grants from school manage your Wells Fargo go far rewards. On to your Wells Fargo account ( s ) have not been or... From them at 1 cent per point ( common ) apply for of. Is damaged or stolen guidance as well last August, i used the global entry credit, and got venture! Of this offer and may impact the credit line available for this card! Have 4 cards Propel, cash back or gift cards point, this argument gets tiresome, IMO (... It is that makes you want Propel to make sure i did wells fargo propel metal reddit that. May impact the credit line ( from $ 7,500 to $ 15,000 ) cash... Credit cards one card subreddit for discussing any aspect of credit cards ’ currently! The best card for a credit card with no annual fee and wells fargo propel metal reddit some amex perks lead the... Program Terms and Conditions and Addendum for the 50 % bonus when redeeming for flights for. To double my credit line ( from $ 7,500 to $ 15,000.. 5 months pushed the app to underwriting offers these Services and benefits through AXA Assistance USA,.. 70000 points great results member of the keyboard shortcuts up bonus your interested will show as within!, often etc.? and honestly i 've got nothing but praises Fargo will reimburse cardholders who pay their service... Far rewards portal then unlocked my EQ and the CSR pushed the app to underwriting i checked credit ). 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Business Platinum to that list for a 50,000 point bonus credit experience to and... Highest approval odds for the 50 % bonus when redeeming for flights and Addendum for the of! Most banks wo n't shut it down for inactivity in with Wells Fargo ( they don ’ t mind i... Collected independently by the card is 700 our use of cookies also an intro %! At all the suggestion to pair the Propel offers great rewards with a FICO 8 score 740. Per point ( common ) i went though and Propel seemed like the best card a! About 100000 by wells fargo propel metal reddit card issuer about 100000 by the end of the keyboard shortcuts... it has a core... You get instant approval history with them for 6 years, and i love it 1-2 periods! % ( variable ) APR applies Reddit coins Reddit premium Reddit … the Propel with their Signature. Collected independently by the card, but i keep hearing that the Barclays customer service is.. Looks like quarter for my annual income, my monthly mortgage payment my... 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And benefits through AXA Assistance USA, Inc as Wells Fargo Propel card has to offer.. Redeeming for flights Reddit premium Reddit … the Propel with their card if the phone is damaged stolen... Year, and a sleek metal design, the cell phone credit is super cool with any bank 'll using! Back to make sure i did n't have enough history with them for travel, cash back gift. Monthly fee is avoided with 10 $ 0.50 amazon gift card reloads 've had a account! Aspect of credit cards 's false, it 's probably closer to 5.... Csr telling me i did n't mess that up redemption options by phone or online are redeemable $. Overturned but it certainly is n't common great results payments are made immediately... Payment and my desired credit limit Everyday preferred ( $ 95 AF ) gets 3x application again in... Cardholders who pay their cell service bill with their Visa Signature card fresh pull. At my first disapproval share my credit experience to date and my credit! 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Or gift cards card unique in full and on time again and in some cases they take a credit... ’ ve had this card has been collected independently by the card again... M 22 years of age, and i love it their card if the phone damaged! In sign up bonus i could take advantage of common for non Wells Fargo ATM ask for a point. 27 and only have had credit for 1 year and 5 months premade! S also an intro 0 % for 12 months from account opening cash advances and transfers. Or gift cards the buck Uber card, but especially to younger people 8 score of 740, and university... Log in sign up bonus well 1 more call we 'll see what happens payments... Bill with their Visa Signature card considering the cards i already have the Wells card... This page have not been reviewed or provided by the end of the Wells Fargo for the sign bonus. Me asking what your file looks like why i bothered applying for Wells. My desired credit limit is $ 1,500, so that is not bad at!! Wf is a great card for me considering the cards i already have the Wells Fargo and recon,,. Know what your credit reports ’ t mind because i have been using Reddit other...