If you’re about to overdraw your eligible checking or money market savings account, we automatically transfer available funds from your Regular Savings account. Fee is waived for Platinum Privileges™ and Preferred Rewards clients. This fee is waived for Preferred Rewards Platinum and Platinum Honors members. Use this setting if you want us to decline or return transactions if you don’t have enough money in your account at the time of the transaction. For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in Online Banking. However, a merchant or third party could charge you a fee, such as a late payment fee. The Overdraft Protection transfer fee is charged to the eligible linked checking or savings account for each transfer. For each statement copy. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.International Partner ATMs, Bank Name: BarclaysCoverage Area: England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands, Bank Name: BNP ParibasCoverage Area: France, Bank Name: BNL D'ItaliaCoverage Area: Italy, Bank Name: Deutsche BankCoverage Area: Germany and Spain, Bank Name: UkrSibbankCoverage Area: Ukraine, Bank Name: ScotiabankCoverage Area: Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands, Bank Name: Westpac BankCoverage Area: Australia and New Zealand, Bank Name: China ConstructionCoverage Area: Mainland China, excluding Hong Kong. Home Loans. Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. $12.00. share. The Core Checking account carries a monthly fee of $12. TD Bank fits this mold well, as its bank account maintenance fee is about twice as much as US Bank ($15 per month), but it requires only a minimum balance of $100 to avoid the charge. There's no NSF: Returned Item fee for one-time or recurring declined debit card payments. This thread is archived. Information for Overdraft settings and fees. 29918 . Without a doubt: After years of enjoying no maintenance fees, jumping from $0 to … We’ll charge a $35 NSF: Returned Item fee for each transaction over $1 that we decline or return unpaid. Monthly maintenance fee. Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 checking accounts). You can avoid the Monthly maintenance fee when you do one of the following each statement cycle: Make at least one qualifying Direct Deposit of XXXX or more. No more than 4 Overdraft or Returned Item fees are charged per day. • Maintain a minimum daily balance of $1,500 or more, OR. No fee on standard checks and discounts on certain styles, To obtain more detailed information about this account type, visit a Bank of America Financial Center or call 800.432.1000. However, we won’t charge this fee for any item that is $1 or less. These ads are based on your specific account relationships with us. For example, SunTrust does not charge a maintenance fee for its savings accounts but charges $7 a month for its checking accounts. You can use your Bank of America Advantage Savings account for our optional Overdraft Protection service to help you avoid overdrafts. With a regular savings account, you won’t have to pay the monthly maintenance fee. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Refer to the Custodial Agreement for additional information. The first way to avoid the fee is to have a qualifying direct deposit of at least $250. Members who don’t fit certain criteria for this account may be charged a $12 monthly maintenance fee. An international transaction fee of 3% of the U.S. dollar amount for each converted ATM cash withdrawal. Saving. Please enter the zip code for your home address so we can give you accurate rate and fee information for your location. We may send you a combined statement for your linked accounts. Fees and charges associated with Bank of America checking and savings accounts. Preferred Rewards clients get this fee waived. Fee is waived for the first 2 copies. Recurring debit card payments may be authorized when funds are available but cause an overdraft when they post later. Fee applies to each legal order or process that directs us to freeze, attach or withhold funds or other property, such as an attachment, levy or garnishment. Your average monthly balance from your checking or savings account must be greater than $1,500, which can be reached via a combination of eligible linked retirement and investment accounts. © 2020 Bank of America Corporation. We’re here to help. Maintain a minimum daily balance of XXXX or more. There’s a monthly maintenance of $29.95, but you can waive it with a $2,500 debit card purchase, average monthly balance greater than $15,000 or enrollment in the Business Advantage Relationship Program. If you opt out, though, you may still receive generic advertising. This fee is waived for Preferred Rewards members. Use this setting if you want checks or scheduled payments to be completed, even though you may pay a fee. If you maintain a minimum daily balance of XXXX or more in this account, you won’t be charged this fee. 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